About Us
Your NZ insurance broker. Advice that puts you first.
Kapi Insurance is an insurance broker based in New Zealand. We give Kiwis access to expert insurance advice without the jargon, the runaround, or the bill.
Every policy we recommend comes with ongoing broker support and annual reviews to make sure your cover stays right.
Why Kapi Insurance exists
Most Kiwis buy insurance the same way they always have - directly from the insurer, or through a comparison site that only looks at price. Neither option checks whether you're actually covered properly.
Loyal customers overpay simply because they never shop around. And price comparison sites only show you the cheapest option - not the one that actually covers what you own.
We started Kapi Insurance to fix that. We believe everyone deserves access to a broker - someone who reads the policy wording, checks the exclusions, and makes sure your cover actually fits.
How we work
You tell us what you need
Fill out a quick form or call us. We ask a few questions about your car, home, contents, boat, motorcycle, or trailer.
We check the policy wording
Your broker reviews your situation, checks the policy wording, and recommends the cover that fits - not just the cheapest option.
We look after you ongoing
We review your cover at renewal, update your sum insured, and make sure nothing has changed that could leave you exposed.
Our credentials
We take our regulatory obligations seriously. Here's who regulates us and who underwrites our products.
Licensed by the FMA
Kapi Insurance is a licensed Financial Advice Provider regulated by the Financial Markets Authority of New Zealand.
IFSO Registered
We're registered with the Insurance and Financial Services Ombudsman scheme, providing independent dispute resolution for our clients.
Trusted insurer partners
We work with established, A-rated New Zealand insurers to arrange your cover.
Ready to talk to a broker?
Get a free, no-obligation quote or just ask us a question.