About Us
About Kapi Insurance
Your Auckland insurance broker
Kapi Insurance is an Auckland-based insurance broker helping families and individuals across New Zealand, from Auckland down to Dunedin. Our job is simple: get you the right cover and explain it in plain language. The insurer pays us a commission, and your premium is the same as going direct.
Once your policy is in place, we stick around. Annual reviews, renewal check-ins, and a broker you can call when something changes.
Why Kapi Insurance exists
Most Kiwis buy insurance the same way they always have. Directly from the insurer, or through a comparison site that ranks by price alone. Neither checks whether you're covered for what you own.
Loyal customers often overpay because they never shop around. Comparison sites show the cheapest option, not the one that matches your situation.
That's why we started Kapi Insurance. Everyone deserves a broker who reads the policy wording, spots the exclusions, and matches the cover to what you've got.
How we work
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You tell us what you need
Fill out a quick form or give us a call. A few questions about your car, home, contents, boat, motorcycle, or trailer is all we need to get started.
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We check the policy wording
Your broker reads through the policy wording, checks the fine print, and recommends cover based on what you need rather than what costs least.
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We look after you ongoing
At renewal we review your cover, update your sum insured if needed, and check that nothing has changed that could leave a gap.
Regulated and Registered
Our credentials
We're regulated and registered with an independent dispute resolution scheme. Here's the detail.
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Licensed by the FMA
Kapi Insurance is a licensed Financial Advice Provider (FSP1012258) regulated by the Financial Markets Authority (FMA).
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IFSO member
We're a member of the Insurance and Financial Services Ombudsman scheme. If we can't resolve a complaint, IFSO can step in independently.
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Trusted insurer partners
We place policies with established, A-rated insurers so your cover sits with companies that can pay claims.
Ready to talk to a broker?
Get a free, no-obligation quote or just ask us a question.